01 / MM2H
What MM2H gives you and your family.
Years per term
Renewable terms let you come and go from Malaysia. Your pass cannot extend beyond your passport’s validity, so renew your passport early.
Generations
A spouse, eligible children, parents and parents-in-law can be included.
Days, or none from 50
Under-50 participants share the annual stay requirement with eligible family members.
Approved deposit use
After approval, up to half of your fixed deposit may be withdrawn for a home, education, medical or travel costs in Malaysia, subject to withdrawal approval and applicable timing conditions.
02 / MM2H
Silver, Gold, Platinum and SEZ compared.
Your tier sets your deposit, pass length and minimum home price.
| Requirement | Silver | Gold | Platinum | SEZ / SFZ (Forest City, Johor) |
|---|---|---|---|---|
| Fixed deposit | USD150,000 | USD500,000 | USD1,000,000 | USD65,000 (21 to 49) / USD32,000 (50+) |
| Pass length | 5 years | 15 years | 20 years | 10 years |
| Minimum age | 25 | 25 | 25 | 21 |
| Minimum home price | RM600,000 | RM1,000,000 | RM2,000,000 | Set by the developer and Johor state rules |
| Participation fee | RM1,000 | RM3,000 | RM200,000 | RM1,000 |
| Renewal fee | RM1,500 | RM3,000 | RM5,000 | RM300 |
| Agent fee (maximum set by Malaysian law) | RM40,000 | RM55,000 | RM70,000 | RM40,000 |
| Work in Malaysia | Not allowed | Not allowed | Allowed (work and business) | Not allowed |
SEZ / SFZ means Special Economic Zone / Special Financial Zone: a lower-deposit MM2H route for buyers of homes in Forest City, Johor, next to Singapore. RM means Malaysian ringgit, the local currency.
Sources: official MM2H guidelines from the Ministry of Tourism, Arts and Culture (MOTAC), which administers MM2H; agent fee limits under Malaysia’s Price Control and Anti-Profiteering Act 2011. Programme requirements checked 4 November 2026. Confirm the applicable agent fee schedule in your written quotation. Pass terms depend on passport validity. Home, medical, insurance and legal costs are additional. Government charges must be reconciled with the service-fee inclusions in your itemised quotation. We confirm everything with you before you commit.
03 / MM2H
Requirements that apply to every tier.
- Who can apply: Citizens of countries that have diplomatic relations with Malaysia, subject to category age and eligibility requirements.
- Stay in Malaysia: Under 50: 90 cumulative days a year in Malaysia, not necessarily in one visit. Eligible days spent here by you, your spouse and your dependants count. Age 50 and above: no minimum stay under the published category overview. We confirm the conditions for your category.
- Buy and keep a home: Buying a qualifying home is compulsory for every tier. Your property must meet both the programme requirements and the applicable state minimum for foreign buyers. You cannot sell it for 10 years unless upgrading to a higher-value home. We confirm the purchase deadline and sequence for your category. See our Housing guide.
- Fixed deposit: Placed in USD or MYR at a Malaysian bank, in your name, separate from your home purchase and fees. Up to 50% can be withdrawn for approved purposes.
- Medical check and insurance: After approval, you and your family complete the required medical checks in Malaysia and obtain applicable medical insurance. We help coordinate these arrangements using the official provider information. Any age-related insurance exemption must be confirmed for your application.
- Dependants: Spouse, children under 21, single unemployed children aged 21 to 34, disabled children of any age, and parents or parents-in-law.
- Documents: Passport copies, a police clearance certificate (good conduct certificate) from your home country, family records and financial statements, certified as required. We send a personalised checklist.
04 / MM2H
Agent fees with a legal ceiling. Capped by law.
Malaysian law sets the maximum MM2H agent service fee. Under MOTAC’s licensing guidelines, an agent may collect no more than 20% of the total service charge upfront. The balance is payable after the application succeeds and the pass/documents are printed. We list every cost before you sign.
- Pay only into our company account, with receipts
- Every cost in writing before you sign
- Honest advice, even if another route suits you better
MM2H agent service fee Act 723 · per main applicant
| Silver 5-year pass | RM40,000 |
|---|---|
| Gold 15-year pass | RM55,000 |
| Platinum 20-year pass | RM70,000 |
| SEZ / SFZ 10-year pass | RM40,000 |
Government charge references: RM5,000 plus RM2,500 per dependant; pass RM500 per year; visa fees of RM0–RM50 depending on nationality. Home, medical, insurance and legal costs are additional. The ministry’s service-charge rules include taxes, duties and government charges. The government amounts above are a breakdown for reference, not automatically extra charges on top of the capped service fee. Request an itemised quotation to confirm inclusions and avoid double-counting. MOTAC licensing guidelines, sections 1.15–1.16 · verified 5 November 2026.
01 Stays yours Fixed deposit and home Fixed deposits remain in a Malaysian bank, in your name, separate from your home purchase and fees. After approval, up to 50% may be used for your home, education, medical or travel costs in Malaysia, subject to withdrawal approval and applicable timing conditions.
02 Government fees Paid to the government Processing fees, the participation fee for your tier, a RM500 yearly pass fee and visa fees of RM0–RM50 depending on nationality.
03 Our fee Capped by law The agent service fee in the ledger, charged once per main applicant.
05 / MM2H
From first call to your new front door.
Our estimated processing time is around 4–6 months. Timing varies with your documents, application and government processing.
First conversation
We discuss your goals, category and family plans, then set out the costs in writing.
Prepare your documents
A tailored checklist covers passports, good conduct certificates, financial and family records, certified as required.
Submit and follow up
We file your application with the MM2H One Stop Centre, the government office that processes MM2H applications. We track progress and respond to requests for further information.
Complete approval conditions
Once you have approval in principle, arrange your fixed deposit, medical check, applicable insurance and bank documents according to your approval conditions.
Choose your home
We help shortlist homes and check programme and state conditions before you commit to the purchase.
Endorsement and settling in
Your MM2H pass is placed in your passport. We help you plan banking, schools, your move and future renewals.
06 / MM2H
Everything included, at the fee capped by law.
One consultant handles your file from first call to pass endorsement, and stays with you for renewals.
Our MOTAC licence ↗ Licensed MM2H agent: MM2H1094 (Ministry of Tourism, Arts and Culture) / Malaysian company registration no. 1319577-U
- Tier and route assessment
- Document checklist and review
- Application filing and tracking
- Fixed deposit and bank guidance
- Medical and insurance booking
- Qualifying home shortlist
- Pass endorsement support
- Renewal reminders and filing
07 / MM2H
MM2H questions, answered plainly.
What is the MM2H programme?
A long-term residency programme run by MOTAC that lets foreigners live in Malaysia on a renewable multiple-entry pass of 5 to 20 years, in return for a fixed deposit and a home purchase.
Can I apply for MM2H without an agent?
No. Every MM2H application must be submitted through a MOTAC-licensed agent to the MM2H One Stop Centre.
Do I have to buy property for MM2H?
Yes, for every tier. You must keep the home for at least 10 years, though you may sell it to upgrade.
Can I work on an MM2H visa?
Platinum holders may work and run a business in Malaysia. Silver, Gold and SEZ/SFZ holders may not do so under their MM2H pass and must obtain the relevant separate pass.
How long does an MM2H application take?
Our estimated processing time is around 4–6 months. Timing varies with your documents, application and government processing.
Is there a tax benefit?
MOTAC describes a tax exemption for foreign funds or income brought into Malaysia, including fixed-deposit funds. The treatment of your particular income depends on the applicable tax rules and your circumstances. Get personal tax advice before relying on an exemption.
Is MM2H permanent residency?
No. It is a renewable long-term pass, not permanent residency or citizenship.
THE DETAIL BEHIND THE NUMBERS
Sources & planning notes.
Programme conditions, professional fees and approval requirements are confirmed for your individual case before you commit.
- MOTAC — current category comparison
- MOTAC — application guidelines
- MOTAC — Forest City SEZ/SFZ requirements
- MOTAC — medical providers and application references
Adapted from Live in Asia’s supplied agency guide. Official programme sources checked 4 November 2026. Final approval and conditions are decided by the Malaysian government. Published withdrawal timing differs between official materials; confirm your applicable approval conditions before using deposit funds.

